Estimated Financial Aid Deferments

Deferments allow students to extend the payment beyond the published due date for tuition & fees and on campus housing. The amount of estimated financial aid available for deferment can be found on the fee invoice as “Estimated Financial Aid Deferment” or via the student account section of the myUCF portal as “Anticipated Aid”. The estimate does not include any Bright Futures Award amount, which is listed separately on the Fee Invoice and has already been subtracted from the “Amount Due prior to Estimated Aid”.

The fee invoice reflects the dollar amount of the student’s deferment. If the total amount of tuition and fees exceeds the amount of the deferment, the difference must be paid by the due date noted on the student’s fee invoice, which is the deferment date. Different programs require varying hours of enrollment for eligibility. Students must be sure they are registered for the required number of hours. Deferments are available to students who have completed the application process prior to the payment deadline. The following programs are not included in the automatic deferral program: Work Study programs, third party deferrals and other waivers, and direct-pay scholarships.

Please note that the “Estimated Financial Aid Deferment” is calculated based on a projected full-time budget prior to the Drop/Swap and Add period. After the Drop/Swap and Add period, all financial aid awards, including accepted Federal Direct Stafford Loans are subject to change based on your actual enrollment. Students should ensure enrollment in sufficient hours for the various financial aid programs, please refer to the Program Eligibility Charts.

After tuition & fees are covered, any remaining amount can be utilized to defer on campus housing. Housing payments are due on the date outlined in the Academic Calendar, and must be paid by that date if not deferred. Please contact Housing if you have questions about your housing deferment.

In order for Federal Direct Stafford loans to be processed as a deferment for tuition and fees, the loan(s) must be accepted via the myUCF portal. Students who have incomplete required documents on the To-Do List, will not have access to accept offered loans until all required documentation has been submitted.

Students who are not eligible to receive the awards due to insufficient hours or other eligibility reasons, are responsible for rendering tuition payment by the established. Tuition & Fee payment deadline. Students who have no financial aid may enrolled in the Tuition Payment Plan offered by Student Account Services via myUCF.

Students who registered for classes, but decide not to attend UCF  must officially drop those classes by the end of the Drop/Swap and Add period; Students are fee liable for courses not dropped during the period outlined on the Academic Calendar. Transient hours) taken at another institution are not considered for automatic deferral purposes.

Students who had a financial aid deferment but lost it through verification, cancellation or other reasons are still responsible for paying their fees. The balance may be subject to a late fee if not paid on time.