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Federal Direct Loans - FAQ

The University of Central Florida participates in the Federal Direct Loan Program.  Direct Loans are low-interest educational loans administered through the U.S. Department of Education, which consists of the Federal Stafford, PLUS, and Grad PLUS Loans. 

  • Under the Direct Loan Program, all funding comes directly from the U.S. Department of Education rather than a bank or financial institution.  The U.S. Department of Education will be the one source for lending and repayment. 
  • The phone number for the U.S. Department of Education’s Student Loan helpline is 1-800-557-7394

For a comparison of all loan programs, please visit the Loan Comparison Chart

For questions and answers about Direct Loans, please select from one of the topics below.

General Federal Loans

Federal Direct Stafford Loans

Federal Direct Parent PLUS Loans

Federal Direct Grad PLUS Loans

 On this page:
  General Direct Loan Questions
  Federal Direct Stafford Loan Questions
  Federal Direct Parent PLUS Loan Questions
  Federal Direct Grad PLUS Loan Questions
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